BASIC PLAN

Initial Uninsurable Amount: $5000.00 USD

Monthly Cost: $199.00 USD

Annual Limit: $100,000 USD

  • Emergency Room Visits
  • Ambulance Services
  • Outpatient Procedures
  • Diagnostic Testing
Confirm Selection

STANDARD PLAN

Initial Uninsurable Amount: $2000.00 USD

Monthly Cost: $299.00 USD

Annual Limit: $150,000 USD

  • Emergency Room Visits
  • Ambulance Services
  • Outpatient Procedures
  • Diagnostic Testing
Confirm Selection

PREMIUM PLAN

Initial Uninsurable Amount: $1000.00 USD

Monthly Cost: $399.00 USD

Annual Limit: $200,000 USD

  • Emergency Room Visits
  • Ambulance Services
  • Outpatient Procedures
  • Diagnostic Testing
  • Hospital Stays
  • Specialist Visits
Confirm Selection
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Our Team of Healthcare Professionals

What is OpenHealthPool?

OpenHealthPool.org is a revolutionary healthcare sharing portal where members pool resources to cover medical expenses transparently and ethically. Unlike traditional insurance, our platform operates on the principles of trust, community, and fairness.

Membership Benefits

  • Annual Self-Care Benefits: Credits to support your personal health and wellness journey.
  • Complimentary and Discounted Lab Services: Access to essential diagnostics at no or reduced costs.
  • On-Demand Fitness and Nutrition Classes: Convenient access to workouts and dietary resources anytime.
  • Personalized Health Coaching: Tailored guidance to help you achieve your health goals.
  • No Lifetime Limits on Sharing: Support for your medical needs without lifetime caps or restrictions.
  • Dedicated In-House Care Team: Personalized support to maximize your membership benefits.

Submitting a Claim

Our claims process is designed to be straightforward and member-focused. Here's how it works:

  1. File a Claim Log in to your account and submit a claim with details about your medical expenses.
  2. Provide Documentation: Upload invoices, receipts, or other necessary documents for verification.
  3. Claim Review: Our team reviews your claim to ensure it meets the community guidelines.
  4. Receive Support: Approved claims are paid directly from the community fund.

Key Features of Our Portal

Transparent Fund Pooling

See where your contributions are going and how they are helping other members in need.

Real-Time Tracking

Monitor your contributions, claims, and account details with our secure portal.

Seamless Claims Process

Easily file claims online and track their status with updates at every stage.

1

Sign Up

Create your account to join our community and access healthcare sharing plans.

2

Choose a Plan

Select the health share plan that best fits your family's needs.

3

Enter Payment Info

Provide your credit card or ACH information to start sharing costs.

Step 1

Submit the Medical Claim

The patient submits their medical claim for the $5,000 expense, including the bill and required documentation. The healthshare team reviews the claim to ensure eligibility under the program's guidelines.

Step 2

Negotiate with the Doctor

The healthshare negotiation team works with the doctor to lower the cost. For example:
Original Bill: $5,000
Negotiated Rate: $3,500
This secures a $1,500 discount.

Step 3

Reimbursement

The program reimburses the patient for the adjusted rate minus their responsibility.
Negotiated Rate: $3,500
Patient Responsibility: $500
Reimbursed Amount: $3,000

Scriptural Wisdom and Guidance

Proverbs 19:17

"Whoever is kind to the poor lends to the Lord, and he will reward them for what they have done."

Isaiah 58:10

"If you spend yourselves in behalf of the hungry and satisfy the needs of the oppressed, then your light will rise in the darkness, and your night will become like the noonday."

Matthew 25:35-36

"For I was hungry and you gave me something to eat, I was thirsty and you gave me something to drink, I was a stranger and you invited me in, I needed clothes and you clothed me, I was sick and you looked after me, I was in prison and you came to visit me."

Galatians 6:2

"Carry each other’s burdens, and in this way you will fulfill the law of Christ."

Hebrews 13:16

"And do not forget to do good and to share with others, for with such sacrifices God is pleased."

James 2:14-17

"What good is it, my brothers and sisters, if someone claims to have faith but has no deeds? Can such faith save them? Suppose a brother or a sister is without clothes and daily food. If one of you says to them, ‘Go in peace; keep warm and well fed,’ but does nothing about their physical needs, what good is it? In the same way, faith by itself, if it is not accompanied by action, is dead."

Why Choose Us?

We provide a unique healthcare alternative that prioritizes members' needs:

Why Choose Us?

We provide a unique healthcare alternative that prioritizes members' needs:

What Our Members Say

"After my unexpected surgery last year, you not only covered 80% of my $15,000 hospital bill but did it quickly and transparently."

- Sarah T.

"My son broke his arm during a soccer game, and the $2,000 ER visit was a burden I couldn’t handle alone. Thanks OpenHealthPool, it was fully covered within a week."

- John P.

"I needed an MRI for my back pain, which cost $1,800. The claims process was smooth, and the payment was processed in just a few days."

- Emily R.

"When my wife had a complicated childbirth, our medical expenses were over $25,000. OpenHealthPool helped us cover 70% of the costs, and the community support was incredible."

- Michael H.

"I had to undergo chemotherapy, and my treatment bills reached $50,000. OpenHealthPool’s timely disbursement made a stressful time manageable."

- Lisa K.

"A severe flu sent me to the hospital for a three-day stay, costing $5,000. My claim was approved, and the funds were in my account within 10 days."

- Rajesh P.

"I was skeptical about joining at first, but after OpenHealthPool reimbursed me for a $3,500 knee surgery, I knew I had made the right decision."

- Ana G.

"When my child needed an emergency appendectomy costing $12,000, OpenHealthPool covered the majority, easing our financial burden."

- Brandon M.

"After an unexpected heart condition diagnosis, my treatment costs were over $30,000. OpenHealthPool helped cover the bulk of it, allowing me to focus on recovery."

- Sophia W.

"My $1,200 physical therapy sessions were processed smoothly. OpenHealthPool made the experience stress-free."

- Tom D.

"This platform helped me cover my mother’s $10,000 cancer treatment expenses. I’ll always be grateful for the transparent and ethical support."

- Chloe F.

Benefits of OpenHealthPool

OpenHealthPool is a faith-based, non-profit health-sharing community committed to providing affordable healthcare solutions for individuals and families. Unlike traditional insurance, OpenHealthPool operates on the principles of mutual aid, where members share each other's medical expenses in alignment with Christian values. By focusing on collaboration and trust, OpenHealthPool offers a unique alternative to conventional healthcare.

Lower Costs and Overhead

We minimize administrative expenses, ensuring more funds go directly toward sharing medical needs. Members benefit from significant cost savings compared to traditional insurance.

Non-Profit Structure

As a mission-driven organization, OpenHealthPool focuses on serving members rather than maximizing corporate earnings, ensuring your health needs are our top priority.

Faith-Based Approach

Guided by Christian principles, we emphasize generosity, compassion, and community. Members come together in faith to support one another during times of need.

Lower Premiums

Membership contributions are structured to be affordable for individuals and families, offering lower monthly costs than traditional insurance plans.

Transparent and Ethical Practices

We operate with transparency, ensuring members fully understand how their contributions are used, fostering trust within the community.

Supportive Community

More than just financial sharing, OpenHealthPool offers emotional and spiritual support, encouraging members to pray for and uplift one another during difficult times.

Seamless SaaS Portal

Our online portal streamlines the entire process, making it easy for members to manage their health-sharing needs with minimal hassle.

Join Our Community Today

Take control of your healthcare with OpenHealthPool.org. Join a network of members committed to affordable and transparent medical sharing.

Get Started

Step 1

Enter Your Details

Fill in your personal information such as name, email, and contact details. Ensure accuracy for smooth communication.

Step 2

Select a Plan

Browse through our available plans and choose the one that best fits your needs and budget. It's simple and flexible!

Step 3

Add Payment Method

Securely enter your payment information to complete the sign-up process. Enjoy peace of mind with our trusted system.