Why can’t OpenHealthPool serve residents of certain states?

Due to specific state laws and regulatory requirements, OpenHealthPool is unable to offer its services to residents of the following states: California, Illinois, Maryland, New York, Pennsylvania, Vermont, and Washington.

Our health-sharing model is based on community-driven mutual aid, which operates differently from traditional insurance. Unfortunately, the legal frameworks in these states impose requirements that conflict with our mission and operations.

If you are an existing member planning to relocate to one of these states, please contact our support team for assistance. We are committed to expanding our services in the future as regulations evolve and appreciate your understanding.

What is OpenHealthPool.org?

OpenHealthPool.org is a community-driven healthcare sharing platform where members contribute funds to assist one another with medical expenses. Unlike traditional insurance, our platform is based on transparency and trust within the community.

How does healthcare sharing work?

Members make monthly contributions to a shared fund. When a member incurs eligible medical expenses, they can submit a claim. Once approved, the funds are distributed from the community pool to cover the expenses.

Is OpenHealthPool.org an insurance company?

No, OpenHealthPool.org is not an insurance company. We are a healthcare sharing platform that facilitates the sharing of medical costs among members.

How do I become a member?

Becoming a member is simple! Just sign up, choose a plan that fits your needs, and start contributing to the community pool.

What happens if I miss a contribution?

Missing a contribution may result in your healthcare plan becoming inactive. To maintain active status, ensure contributions are made on time. Contact support if you experience difficulties.

Can I change my plan?

Yes, you can change your plan at any time through your dashboard. New contributions will be adjusted accordingly.

What types of medical expenses are covered?

OpenHealthPool.org covers a wide range of medical expenses, including hospital stays, surgeries, diagnostics, and emergency treatments. Check your plan details for specific coverage.

How do I submit a claim?

Submitting a claim is easy. Log in to your account, go to the Claims section, and fill out the required details along with supporting documents such as invoices or receipts.

How long does it take to process a claim?

Claims are typically processed within 7-10 business days, provided all necessary documentation is submitted.

Is my personal information secure?

Yes, we prioritize the security of your information. Our platform uses encryption and other advanced security measures to protect your data.

Will my medical claims be shared publicly?

No, your medical claims are private and will not be shared with anyone outside the claims review team.

How can I contact support?

If you have questions or need assistance, you can reach us at info@openhealthpool.org or call us at [Insert Contact Number].

What if my question isn't listed here?

If your question isn’t answered here, feel free to contact us directly. We’re happy to help!